In July, I met with Wanda Curry a local animal activist and the operator of her very own “independent animal shelter” that she started in her small community that did not have a local SPCA. Curry, has been fostering animals in her home now for the past five years, and is a local hero when it comes to giving back to the community and saving furry lives.
Studio4life: What made you start taking these animals into your home?
How to set up a safe way for your kids to Google the internet is a big question on my parents minds. I decided to set up a survey and post the ideas I felt would work best I posted below. This way we can get a better idea on how different moms and get their take on what they are doing to ensure their young one twittering in the right places.
In this interview we are very happy to announce we are going to sit down with Claudette Ghirlandaio, a restaurant owner in New York city. We sat her down and asked “how on earth are you so profitable in such an competitive environment?
“Boris’s Bikes”, the informal name given to the Barclays Cycle Hire scheme in London, may have unwittingly led to an unfortunate stand-off between different groups of road users. Nifty riders of the two-wheelers are sparking road-rage from drivers of cars and commercial traffic, as an explosion of near-misses turns London’s thoroughfares into a transport battleground.
More than 22 million journeys have been made on London’s 8000 hire bikes since the roll-out of the project in 2010. Partly funded by the Barclays advertising contract, and administered by UK Government contractor, SERCO, the scheme was introduced to help reduce vehicle emissions and congestion in the capital, as commuters and tourists opted for the new transport choice. Regular users can register on the Transport for London (TfL) website, and pay for a key which gives them access to the 570 docking stations installed across the city. One-time users can simply pay at the docking station with a chip and pin card.
London’s cyclists have been accused of endangering other road users as the chorus of complaints grows against impatient bikers who cut up traffic. Motorists claim the reckless riders ignore red lights and undercut lorries and buses, especially on corners and statistics seem to support these claims. In November 2013, 5 cyclists were killed in 9 days. The latest casualty died after being hit by a bus, whose driver had to be treated for shock. The authorities reacted with a citywide safety campaign, deploying hundreds of police officers to pull up cyclists for infringement of road safety rules.
Many bike-riders don’t bother to wear their safety helmets and motorists feel aggrieved because they often bear the brunt of a personal injury compensation claim against them, should they injure a cyclist in a collision. There is no doubt a rider without the protection of a helmet is significantly more vulnerable to whiplash injuries, concussion and even death, and Mayor Boris is considering making the wearing of a cycle helmet compulsory.
It’s not as if the scheme was ill-considered. Boris took the trouble to ensure the rental bikes were fitted with dynamo-powered front and rear lights, which alert other traffic to the cyclist’s presence, and which continue to flash for two minutes after the bike has stopped. The bike is also fitted with a good old-fashioned bell. Unfortunately, today’s riders don’t seem to want to use them, but bikers feel unfairly victimised by motorists who resent their presence on the road and they claim drivers use them as scapegoats for their own bad driving.
A spokesman for one of the UK’s leading personal injury compensation specialists, the Accident Advice Helpline, said: “We see too many injury claims for victims of road traffic accidents involving bicycles. London is especially dangerous because of the volume of traffic and the pressure on all transport systems. We welcome any initiatives to make the urban environment safer for motorists and cyclists, and we would encourage all bike riders to familiarise themselves with the Highway Code, and to ride safely.”
Fiona Faith Ross lives in South Devon, UK. She’s an English teacher from a family of English teachers. She writes science fiction, with a focus on the interaction between humans and technology. Her debut novel for YA, Far Out, is published on Kindle. Her interests include web technologies, literature, painting and writing. On the web she writes for the legal, business and consumer sectors.
Engaging in binary option trading is kind of an exciting way to earn money but if it is your only source of income, the chances of you earning or losing profit could be handled more delicately. Here are a few tips on how to be successful in trading binary options:
- Be updated with the market.
The world is fast paced and so the market changes quickly every second of the day. It is vital that you are aware of the latest trends so you would know the perfect time when you could generate maximal profit for trading.
- Be aware of the two resulting options.
In binary options, you do not have to learn about the price movement or the magnitude of the movement unlike that of traditional trading. All you need to have is an opinion about an underlying asset and you are free to trade.
- Be quick in your decisions.
Some chances to get the max profit only come once in a long time. It is important that you could decide quickly if you want to trade or not before losing that golden opportunity. One simple fact: you will not succeed in binary options trading if you are too slow and too cautious in making decisions.
- Determine how the price is decided.
The determined price of a binary option serves as an indicator of the opportunities of out-of-the-money or end-of-the-money contracts. In short, the price is proportional to the probability of happening events.
- Do not trust your emotions in business.
Always keep a clear head and do not let your feelings decide on which binary option to trade or not. It is important that you are open-minded and is firm with your business etiquette so you would not end up losing thousands of dollars on a losing project just because you went sentimental over a trade. Also, do not get too discouraged right away if you had bad trades. One or a few bad trades do not mean it is the end of the world. Take a couple more chances and learn from your mistakes.
- Learn about strategies in managing your trading losses.
Do not engage in trading without backup plans especially if you know that a certain trade is really risky. You can provide a put option to offset the losses of the company.
- Do not always run after the “no fail” strategy.
Truth is, there is no such thing as a “no fail” strategy. Successful traders do not run after them but instead, they trade with an open mind that in trading, you will always either earn or lose a few bucks.
- Learn when to get out of that trading.
A good trader knows when to act quickly in terms of getting out of his trade before he loses all his money. Eventually, all binary contracts are going to expire because they ran out of money. Instead of holding on to your trade until it expires, you can neutralize by selling your shares, thus, managing your supposedly losses.
It is important to be knowledgeable about the things going on around you. It is useless to invest your money in binary options if you don’t even know how to make your profit flourish.
When it comes to renting dumpsters for home renovation, a lot of people will assume that this is something that only professional construction companies do. However, this is something that can be leveraged by any everyday do it yourself warrior who wants to make home renovations. In order to put in the new, the old has to come out. But, before you can take on a huge home renovation project, the smart thing to do would be to make arrangements for the old or outdated things that you are throwing away during the process.
A smart option would be to research various dumpster rental companies within your community. Just like when searching for other professionals, look for a company that is reliable, affordable and has great customer service. There will be other things that you must take into consideration such as the size of the dumpster, the duration that you will be using it, the payment terms and the type of waste products that will go into the dumpster.
Keep in mind, that the size will definitely determine the amount of money that you will pay. Even if you do not fill up the container, you must still pay the designated rental cost. So, if you get one that is too big, you still pay the full price. If it is too small, you must make multiple trips that cost more money. So, make sure that you get the right size container or you might end up paying more money in the end.
It is also at this time that you may want to inquire about how the company disposes waste products. Some companies are eco-friendly and will find ways to recycle the things that are disposed of. So, if you have larger items such as appliances due to a kitchen home improvement or furniture due to a family room home improvement, then you can help to save the environment by selecting a company that commits to recycling all discarded products to the best of its ability.
Even though you are in a residential area, most likely you will not have dangerous or hazardous materials. However, it is best to speak with your chosen company and know the types of items that you cannot put into your dumpster rental. Excluded items will normally be items that are dangerous. It is best to have this information before making payment. Unfortunately, if you put items in the container that the dumpster company cannot dispose of, expect to pay a penalty.
In conclusion, home improvements can be filled with both hard work and excitement. You are upgrading your home and finally getting the look and feel that you want. However, if you take out the old kitchen countertops and appliances in order to make room for the new ones, the old items need to find a new temporary home. After all, it wouldn’t make sense to make multiple trips to the dump. This could prove to be not only costly, but also time consuming. The best option is to rent a dumpster. You can set it up outside of your home and put items into it as you go. Once the project is done, the dumpster company will pick up the dumpster and discard the items for you. Quick, clean, convenient and safe!
Phlebomotomists and nurses draw blood in order to conduct a variety of medical tests. How do they draw blood? Most of us are already familiar with the procedure. The medical technician wraps your arm in a tourniquet and then takes a looks at your veins. After selecting a target, they then draw blood. However, the first attempt is not always successful. Sometimes it takes two or three tries and this is tantamount to being torture for the patient.
The truth is not a lot of people like needles. As a matter of fact, a good amount of people abhor them so much. It makes the very uncomfortable and in some cases, it scares them very much. Well, this problem has been finally solved, thanks to Veebot
Technology has revolutionized how we draw blood
Veebot is a robot which can draw blood in a faster, safer and more accurate way that a human. Veebot is a startup project in California which hopes to change how blood is drawn from patients for less pain and anxiety. It will automate drawing blood, as well as inserting IVs through a combination of image-analysis software and robotics.
How does the Veebot work?
How does Veebot draw blood from a patient? The robot will be operated by phlebotomists, who earn a decent paycheck. Patients must put their arm through an archway over a padded table. An inflatable cuff is then tightened around the arm to hold it in place. This will also restrict blood flow so that the veins are easier to see. The inner elbow is lighted by an infrared light and the software matches what the camera sees to a model of the vein anatomy.
Once the vein is determined to be big enough and has enough blood, the robot will then align the needle and stick it in to draw blood. It takes just about a minute or two for the full process to be completed and the only thing which a technician needs to do is the correct IV bag or test tube.
How was the Veebot invented?
Veebot started as a project in 2009 as a project by Richard Harris, who was an undergraduate in Princeton’s mechanical engineering department. His father, Stuart Harris, is the founder of a pharmaceutical contract research company.
Currently, Veebot can accurately identify the best vein more than 80% of the time. The inventors would like to see that increase to 90% of the time before starting clinical trials. However, this will require funding.
There is a big market for this technology and it is most likely that Veebot will initially sell to large medical facilities. It is estimated that the market for the technology would amount to US $9 billion. In the United States alone, blood is drawn over a billion times in America.
Challenges await ahead
Although the future looks very bright for Veebot, there is still a great challenge out there and that is the fact that if people do not like their blood being drawn, then nobody is going to use Veebot. However, nowadays it is not unusual to see robots being used in surgery.
Dive shops around the world have to make a choice. Are they going to move forward and stock expensive dive equipment no one wants? Or are they going to push forward and start filling their stores with Spearfishing gear?
According to Scott from Spearfishing.com, which you can learn more about by going here, spearfishing is becoming more popular and is here to stay. Which is why we are going to let him take it away and explain why he thinks this a great market to get into:
Spear fishing is becoming more popular over the years and it gives people a thrill that most people will never experience from Scuba diving.
Thanks for letting me Gust post! First, let’s break down what Scuba diving is.
Scuba diving requires you to use A LOT of different equipment that frankly, most people simply do not have the money for at the moment. With the economic downturn, lots of folks do not have the resources to go on expensive dive trips or buy related gear. Yet they still want to enjoy water sports.
Plus, Scuba diving doesn’t always resonate with a younger crowed. Don’t get me wrong, it is absolutely stunning going to the bottom of the ocean and seeing all the glory of the deep. The issue is that is more like site seeing or a walk in the park. Your goal is to expend as little energy as possible, do not use up a lot of air, and safely return to the surface. You most certainly won’t get into great shape from this type of activities alone.
Spearfishing on the other uses both the air of free diving and hunting. Which, typically resonates with a much younger crowed and more active crowed. These people that like to look for adventure are much more willing to drop a few bucks on gear as well as trips. Moreover, there are tons of training and certification courses for free diving.
If a Spearo becomes efficient at free diving, it will allow them to swim better and stay under the water longer. Often these programs are expensive and cost around $500 per day. You do not really need to spend money on these types of courses, realistically you only need a speargun, mask, fins, and you are ready to go. As with any sport, some have higher budgets then others.
The Spearfishing gear is also not overly expensive, but people are buying it, and there a lot of upper end gear on the market today. Allowing you to sell to both those who have lots of extra money to spend and others who just want to have a good time. If you want to see spearguns for sale go here and see my website. You’ll notice this type of gear ranges from $150 all the way up too $1,000+. I truly believe it is a great market to be in and if you currently own a dive shop I would jump on the opportunity.
If you want to talk about this market you are welcome to contact me and we can talk about the ups and downs of the spearfishing industry.
Nobody ever wants to have to sue someone. If you’re in the middle of a lawsuit it means something went wrong. You either got hurt in an accident, were improperly fired from your job, were the victim of harassment, or suffered some wrong that the other party refused to rectify. Lawsuits are long, drawn out affairs, sometimes lasting several months or even years. You have to hire an attorney and take time off from work to attend hearings which can result in financial strain. Then there’s the stress of trying to make ends meet while you wait for your case to end and you receive your settlement.
My good friend Joyce recently went through a long sexual harassment trial after she was fire for reporting her supervisor’s misdeeds to company management. It seemed like a cut and dry case, and she ended up winning a sizeable settlement, but the whole process took 18 months during which she didn’t work and nearly went bankrupt.
But Joyce survived the ordeal relying and her friends and family for support and taking advantage of a lawsuit loan midway through the trial. Joyce was gracious enough to answer a few questions I emailed her about the case.
Q: Can you tell us a little about your case and what happened?
A: About 3 years ago the company I’d worked at for 18 years hired a new accounting supervisor. Things were fine at first but after he got more comfortable he started making a lot of really inappropriate comments and jokes. Eventually I’d had enough and reported him to his boss. A week later I was fired.
Q: Why did you decide to sue?
A: For the first 3 weeks after being fired I was kind of in a daze. I didn’t really know what happened. But eventually, after talking it through with my husband and friends I realized I was fired for reporting by boss’s misconduct. It was then that I decided to hire an attorney and sue.
Q: How did you prepare for the trial?
A: My attorney did a great job preparing me for the actual proceedings. He took me through all possible scenarios and advised me not to settle. He was convinced, and he was right, that we could get a much bigger settlement through a trial.
What I wasn’t prepared for was the financial burden of the trial. I gave it everything I had which meant I wasn’t able to work during the proceedings. My husband and I were used to living with a two person income and losing one of those incomes was very tough on us. It created a lot of stress at home, which in addition to the stress of the trial was just about more than I could take.
My attorney recommended I look into lawsuit loans, and steered me to www.findlawsuitloans.com. There I found out I could borrow against my expected lawsuit settlement with virtually no risk to me. I got a loan for the amount I expected to need to get through the trial which really reduced my stress and probably saved my marriage.
Q: If you had it to do all over again what would you do differently?
A: Honestly, I probably wouldn’t have changed anything. I feel great that I stood up for what I believe in and love the way my life is going right now. I have an excellent job with some really great folks and I’ve put the whole lawsuit behind me.
A big thank you to my good friend Joyce for sharing her story of triumph! I love hearing about people who overcome diversity to get what they deserve.
Are you in need for some cash? One of the best ways to find quick cash is to visit your community cash for cars company. If these companies are legitimate, then they’re happy to offer you a fair deal. The power of relationships can be very helpful in getting the best deal possible.
The first step you should take in finding a community cash for cars company is to ask your friends. The chances are good, that one of your friends has sold on of their cars and can give you a good recommendation. Not only that, but small business owners love referrals like this and are going to be more inclined to take care of you and get you a good deal.
Another good way to find local cash for cars companies is to check your local newspapers and classified ads. These companies thrive on local business and will often put an ad in these papers.
If all else fails you can always check the search engines or local yellow pages to find companies. If you go for the search engine route one thing you should check for is customer reviews. You can usually see this in google reviews or by checking out yelp. The best part about these kinds of reviews is you know they are from real people, because Google and Yelp are separate companies.
Once you have found a company you feel you can trust or that a friend trust the next stop is to visit them in person or give them a phone call. Simply let them know you are trying to sell your car and that you’re looking for an honest fair offer. It would also be good to mention you are part of the local community and that you are happy to leave a positive review if you receive good service. If you follow the above guidelines, the small business owner should me more than happy for your business and make you a fair market value offer.
Once you agree on the offer the next step is to take the car down to the company and get your cash. Remember what comes around goes around so if you received good service and you feel like the company is trust worthy do not hesitate to leave a review for them or recommend them to friend. Like we stated earlier small businesses thrive on referrals.
Community is very important for economy. If you follow the guidelines above you can’t go wrong. The kinds of relationships you establish with small business owners can last a lifetime. Next time you are looking for a mechanic, bakery, or cash for cars business check out what’s available in your local economy before you go to a chain or franchise.
If you are looking for a recommendation for a cash for junk cars company check out this. This is great company that has several locations. Find one in your area now and get your car sold.
Divorce leaves you broken to bits and pieces emotionally. Even physically, you feel drained and stressed out. You have a feeling to run away from the world and find your own recluse. However, you have to be brave and you have to believe in the fact that life goes on, but for some it is not so easy to accept divorce. There are many remedies that can be effective to handle a divorce. Screaming, tears and cursing your faith will surely do you no good. You just have to face the truth. However, I will still enlighten you about ways that can make you handle the whole situation in a mature manner.
The array of hope to return to life
· Stop getting afraid of the world. You are not the first who had a divorce or consulted a divorce attorney NJ based on your residence in New Jersey. People do sink in problems, but even a drowning boat can come out and so can you. Most of the people hide from the world just because they do not want to answer their questions. If same is your case, you can snub the people immediately by saying that you do not want to discuss the issue.
· Try interacting with those people who understand your agony. Spend time with your loyal friends they will surely support you in your time of need.
· Rediscover yourself. Find hobbies and involve yourself in that. This will keep you away from upsetting thoughts. Go ahead with a job if you feel that working would keep you away from thinking about the disaster.
· If you still feel things are not going well for you. You can consider consulting psychiatrist. It is not a stigma to visit a psychiatrist because at times he maybe your last resort. These people are skilled enough to deal with serious issues trauma of a divorce and how to face the scenario of recovering from a divorce in a smooth way. He would definitely help you come out of this agony in a much better way. He will help you get your self-confidence back and believe in the fact that bad things do happen in life. However, they vanish away with time and you can look forward to a beautiful life infront of you. This is the most important lesson of life that you need to learn if you want to restart your life.
Believe me these remedies will work for you and make you realize the fact that life is the bright array of hope. You have to go through the tests and trials of time, but the good news is that you can come out of those trials with ease if you make a genuine effort. Moreover, you would have to struggle initially to let go off the bitter memories and then gradually things will turn for the better. Once you accept the fact that tragedies do happen you would be able to start your journey to forget this negative incidence in your life. If you still feel that you need a lawyer and you reside in New Jersey then you should opt for a divorce attorney in NJ and consider looking into Girolaw.
Business tends to grow when consumers have the power to negotiate. As a consumer, when they feel the business has this flexibility of offering them more options, they show a more professional attitude and it could control stress and tension during the process. Especially when doing negotiations in the real estate business, there are a lot of gains when a client will feel that they are having a “good buy”. Considering all properties are distinct, it is unlikely not to factor out recent trends to attain more leverage than what the marketplace appears to be providing. As an illustration, when you have a property in a popular neighborhood that have few sales, it is more likely you will be confident enough to acquire a better bargain than any place else. Or, if you’re the type of home buyer wants to quickly close a deal, it is a crucial negotiating advantage when you deal with an owner who accepted a job in Hawaii and must sell his or her house in the quickest possible time.
At present, real estate sellers are likely to be struggling with a variety of apprehensions. This could be that the current market is sluggish or maybe the seller is facing bankruptcy. Any information you can get hold of concerning the local real estate market can bolster a buyer’s negotiating position. Now that the real estate market is in its glacial pace, buyers feel more confident and be in a stronger negotiating position since they are not going to compete with many multiple offers as compared to when the housing industry is active.
Another thing to remember when you negotiate when buying a home is that you can negotiate on the mortgage payment options. Downpayments used to be a major financial burden but you could also bet on dealing with this too. For people with good credit standing, loans with less than 5 percent down have become accessible for potential home buyers. The fact is that 100 percent financing or mortgages with zero downpayments are increasingly being created by traditional lenders. Minimized downpayment prerequisites are ideal for both sellers and buyers since this can empower them to decide quickly when transacting a deal. This amortization tool can even make the calculations easier for any interested home buyer.
When customers believe that they are in a strong bargaining position, they are convinced easily because the seller demonstrates that they are fair in making the balance of interests to be much more favorable. Ultimately, the goal of a real estate agent or any home buyer is to make sale and not compete with the interested buyer.
Today, I wanted to do a quick interview with a friend, Reggie Paquette, who started a walking shoes site called The Best Walking Shoes Guide. In this interview, you will learn why he made a website about walking shoes, why you should make a website about something you love, and more!
Q. Why did you make The Best Walking Shoes Guide?
A. I made this website because I know a lot about feet haha. I have been into exercise and sports since I was a kid and I played soccer, football, and baseball, but also did exercise through sprinting. In high school, I worked at a place called Big 5, which is a big sporting goods store by my house. I learned a lot about picking the best shoes for certain activities and especially walking. When I worked there, I learned all the different aspects that go into a perfect fit that many people (even me at the time) don’t know about. Because walking shoes were the most commonly bought type of shoe, I wanted to make a website (which I was already good at) about walking shoes so I can help people get the right shoe for their feet.
Q. Interesting! So what are the important factors that go into getting the right fit?
A. There are three main factors: shoe size, arch type, and width type. The shoe size is the common measurement of picking shoes and most people just use that alone to pick the right shoe. Most of the time it works out for them, but some people don’t have the perfect medium sized foot and that’s where it gets tricky. The second thing is one’s arch type, which is a measurement of the arch in your foot. It ranges from flat feet (no arch), to medium, and then to high arch. This is most important for finding a pair of shoes that don’t make your feet ache. The last thing is one’s width type, which is the width of one’s foot. Choosing the right width will prevent blisters and discomfort. All three of these factors are incredibly important for a picking a good shoe that will last the longest and feel great on your feet after long days of walking.
Q. Wow, I had no idea so much when into picking the right walking shoes. Do you recommend any walking shoes for people to buy?
A. Of course! That’s what my website does. I have specific recommendations of walking shoes specifically for each type of feet people have and specifically for men and women. These recommendations are based on the quality of materials, fit, comfort, looks, and popularity and reviews around the Internet. This makes it easy for people to find the best shoes for their type of feet really quickly without having to go to a walking shoes store and get assistance.
Q. That’s really great. Do you recommend other people make websites about what they know?
A. Absolutely! I made The Best Walking Shoes Guide, because I knew it would help people and it’s what I know a lot about. If everyone made a website about what they know a lot about, the Internet will be a much better place with a ton more value.
Q. Where can people go to learn more about you?
A. You can visit my website and go directly to my recommendations for the best walking shoes for women. I also have a list of recommendations for the best walking shoes for men as well. From there, you can click around and learn more about me.
Thanks for the interview Reggie! More next time.
Zoocasa is a new real estate company serving the Greater Toronto Area. They are an online portal for real estate where you can view homes for sale and find the best agents in your area to help you find the home of your dreams. What makes Zoocasa unique? They give customers who buy or sell real estate with their agents thousands of dollars in rebates after a transaction is completed. Additionally, they hand pick the best agents in the Greater Toronto Area to represent Zoocasa and provide full bios and photos of all their agents to choose from.
You can view listings in the Greater Toronto Area on their website and see how much the estimated rebate would be if it were sold at the listing price. The rebates consist of mostly cash and are supplemented by an additional hundreds of dollars worth of your choice of gift cards. On top of that, you may be eligible for bonus gifts from Rogers that include Rogers Smart Home Monitoring or TV, Internet, and Home Phone Bundles. The rebates are only awarded if you buy a home or a sell a home through one of Zoocasa’s agents.
Zoocasa’s agents are all handpicked by their staff to ensure each agent is qualified, knowledgeable, and friendly to their customers. You can view all their agents on their website and read their bios, see photos of them, and learn their specialties. Additionally, you can sort agents by their language and even see what neighborhoods in the Greater Toronto Area they are most familiar with or have done business in already. Zoocasa makes it easy to browse, sort, and find the perfect agent for your home buying or selling needs.
Before you contact an agent, it is wise to calculate how much you can afford to spend on a home so that an agent can find qualified houses for you. Zoocasa has a mortgage calculator that you can use to calculate the mortgage rate for a new home. You are able to choose what area of Canada you would like to buy in, the property value, how much you estimate your down payment will be, and the mortgage type and term. Following the calculator is a list of providers and their average rates so you can easily apply for the right mortgage for you.
When searching for homes for sale, for example Brampton real estate, you can find over 1,000 listings available. For each listed property, you can browse the various provided photos of the property, see the address and read more information about the surrounding neighborhood, see the listing price, see the estimated rebate, and see the number of bedrooms and baths. Upon clicking a property for more information, you have easy access to an affordability calculator and home buying tips for first time homebuyers. If you find that you like the area but not the house, you can easily search for other available listings nearby. Once you see a property that you like, you can either request more information or simply request a viewing.
Zoocasa makes real estate in the Greater Toronto Area easy.
Recently I interviewed a local business owner in Calgary just to get an idea of how small business owners get started and where they came from, their background and generally trying to extract some of the values they hold as members of their community and as small business owners that have an existing customer base.
The business owner I interviewed has a business in storage calgary being the main city he operates in. I tend to interview small business owners in Calgary although there are a few interviews from people in other cities as well. You can read more about this particular business owner by checking out their website.
He started with no business experience and no money. He inherited a piece of land in the city of Calgary back in 2001 and decided he wanted to get in to some sort of business. He actually meant to sell the land to get the money to start his business and that is when he met a local business owner who was interested in buying the land from him. When he discovered what the business owner wanted to do with the land, that was when he had his ah-ha moment. He realized instead of selling the land to get the cash to start a business, he could instead find some way to get the money to build a storage facility on the land he already owned and that could be his business. It would be the perfect business for him for a number of reasons.
He could continue working at his job and earning an income while his business was being built so he didn’t have to go through any lean times while building his business. He could simply hire out the jobs he needed done to run his storage business while he worked his current job
He already had the land which was located in a prime section of town for any business because of the fact that the area was growing and traffic was increasing year after year. The storage business works really well in areas with a lot of traffic because it ends up being free advertising as people walk and drive by and see the existence of the storage area. They may not need storage as they drive by but as time goes on and someone they know needs storage, they will remember the storage facility they drive by every day. That becomes a referral the business gets without paying for any extra advertising.
The other factor that contributed to his success was the fact that he had the land already. Anyone can get a building built but buying prime land is not as easy because of the premium it demands. He was able to use the equity of the land to get a loan to have the storage facility built and could afford the payment on the loan from his every day income even if the business wasn’t making any money and when it did start to make money, he reinvested his profits by paying down the loan faster than normal.
If you want to learn more about his storage business click here.
In our culture, we buy insurance when we are forced to as in the case of home insurance but we are less likely to buy insurance in situations where it is needed but not forced upon us as in life insurance. A study done by Grey Power shows that the percentage of home owners with home insurance is basically 100% and that is due to the fact that the people (banks) backing the loan require insurance and force the homeowners to get insurance one way or another.
On the contrary, no one forces us to get life insurance and therefore it is estimated that 70% of adults in America do not have life insurance and even the ones that do have life insurance are woefully underinsured. That is to say they don’t have enough coverage for their surviving family members to be able to survive for more than 5 years on the amount of coverage they do have. So it would seem that forcing people to get insurance to help cover their liability in the cases of disaster is no only effective but also helpful. Coming from the point of view that less government is better and the less intrusive we can force our government to be, the better off we are; I still believe that forcing people to get insurance is a good thing and actually benefits the people that are forced to get insurance.
I don’t say that lightly because I am for smaller, less intrusive government but I have to admit that the laws which force people to get minimum liability insurance for their vehicles or homeowners insurance on their houses is effective and benefits the people who are forced in getting insurance. I believe the government should institute a similar program or set of laws that forces people to get some sort of life insurance to help cover their family should they die without any assets to help the family survive afterwards.
I know taking this position will get me a lot of flak from conservatives and libertarians alike but I believe if taken from a humanitarian point of view, even the staunchest of conservatives will have to consider this a smart action by the government. You can read more about insurance types at greypower.com.
There are organizations trying to make headway in this area but it really has to start with education. An educated public will make better informed decisions and the rates of people getting life insurance to cover their family in the case of their death would increase. But education alone is a slow process to change a society’s mindset so I believe the government should step in and speed up the adoption of life insurance by forcing it upon the people with laws and rules. I am all for freedom of choice but sometimes the greater good has to be served and forcing people to get life insurance is one of those times where the good of the population overrules the freedom of the individual.